.footer {
 	background-color: #efefef;
 	padding: 5px;
 	color: #000;
 	font-size: 11px;
 	text-align: center;
}

body {
	margin: 1px;
	font-family: arial;
}

.ad {
	padding: 2px;
	background-color: #fff;
	color: #000;
	font-size: 11px;
}

img {
	border: 0;
}

.image {
	text-align: center;
}

.wrapper {
	margin: 5px auto;
	width: 100%;
	background-color: #FFFFFF;
}

h1 {
 	margin: 1px;
 	padding: 0px;
 	color: #3680b8;
 	font-size: 11pt;
}

.header {
	background-image: url('header.gif');
	font-size: 12px;
	font-weight: bold;
	color: #fff;
	padding: 5px;
	text-align: left;
}

.nav {
	background-color: #eeeeee;
	font-size: 11px;
	font-weight: normal;
	color: #000;
	padding: 5px;
	text-align: left;
	border-bottom: 1px solid #aaa;
}

.nav2 {
	background-color: #ffffff;
	font-size: 11px;
	font-weight: normal;
	color: #000;
	padding: 5px;
	text-align: left;
	border-bottom: 1px solid #aaa;
}

.spacer {
	height: 10px;
}

.content {
	padding: 3px;
	font-size: 11px;
	color: #000;
	text-align: left;
}

a {
	color: #0c4c7c;
	text-decoration: underline;
}